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norman Rubin Insurance Long Term Care
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According to estimates, six out of every ten Americans who reach age 65 may need long term care at some point in their lives. Many people are surprised to learn that very few, if any, long term care services are covered by Medicare. While the average nursing home stay is about 2.6 years, 10% of nursing home stays are five years or more, according to Barron’s.

Long term care insurance can help you preserve the savings and assets you’ve worked a lifetime to build. In today’s market there are a myriad of plans, choices, features available from leading carriers. Let us help you make sense of it all. We can simplify the process and provide you with a cost-effective solution to help you protect your assets and freedom of choice. We represent all of the name-brand carriers in the industry: John Hancock, MetLife, Genworth, Allianz, Prudential and others.




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